It’s not too late for clients of Kahler Financial Group to get on the list for free tickets to a Rapid City Rush hockey game.  We were able to give tickets to three KFG clients in November and there are many more Rush games to go.

Our tickets are located on the second row, right behind ‘the glass’.  The pictures in this post were taken from our seat.  Continue Reading »

In recent months I’ve been suggesting that my retired clients consider increasing their cash reserves and keep two years of income needs in a money market or ultra short term bond fund.  While the time-tested standard of six months to one year of living expenses has worked fine over the past 25 years, it just makes sense to me to step up one’s liquidity in a financial crisis. Continue Reading »

The House of Representatives just passed a bill that will make permanent the death tax at 45% and leave the exemption level at the current $3.5 million.  The bill now goes to the Senate.  You can read more about it here.

Legacy planning is about more than passing on your stuff, it’s also about passing on your soul.  The chances are your heirs will treasure your written or spoken thoughts about life and what special people in your life meant to you as much or more than the possessions or money you might leave them.

Kristen  McNamara interviewed me for an article. Lights, camera….Last Words,  that appeared in The Wall Street Journal today on this topic.  It’s a must read regarding the benefits and potential pitfalls of leaving your heirs a video.

An article today by Financial Advisor News features areas that investors are turning to obtain higher yields than the .1% paid by most money market funds.  The article explores the pros and cons of ultra-short term bond funds and can be read by clicking here.