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	<title>Financial Awakenings</title>
	<link>http://financialawakenings.com</link>
	<description>Financial insight on the exterior and interior aspects of money and finance.</description>
	<lastBuildDate>Tue, 16 Mar 2010 17:35:28 +0000</lastBuildDate>
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		<title>Should You Include &#8220;Managed Futures&#8221; In Your Portfolio? &#8211; Find out Thursday!</title>
		<description><![CDATA[The past few months I&#8217;ve pondered the effect of the most recent financial and political events and how they will impact a person&#8217;s portfolio for the next decade.  The question I&#8217;ve attempted to answer in light of the soaring sovereign debt and global instability is, &#8220;What does a portfolio need to look like going forward to produce sufficient [...]]]></description>
		<link>http://financialawakenings.com/teleclasses-workshops/should-you-include-managed-futures-in-your-portfolio/</link>
			</item>
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		<title>What&#8217;s to Study? It&#8217;s Time to Pass a Fiduciary Standard</title>
		<description><![CDATA[One of my &#8220;broken record&#8221; themes over the years has been the importance of requiring financial advisors to have a legal responsibility to act as a fiduciary. This simply means the advisor is required to put your best interest first.
Like attorneys and accountants, financial planners who register with the Securities and Exchange Commission (SEC) as [...]]]></description>
		<link>http://financialawakenings.com/investment-updates/whats-to-study-its-time-to-pass-a-fiduciary-standard/</link>
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		<title>Advisers&#8217; biggest mistakes: Too much delegating</title>
		<description><![CDATA[My warts are showing.  I recently did an interview with Lisa Shidler, InvestmentNews, about my biggest professional mistake.  I hesitated before I did the interview wondering, &#8220;Do I really want to share my shortcomings with the whole world?&#8221;  I then remember I had already shared many more of my financial shortcomings in Conscious Finance, so [...]]]></description>
		<link>http://financialawakenings.com/in-the-news/advisers-biggest-mistakes-too-much-delegating/</link>
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		<title>Dow 6547 &#8211; One Year Later</title>
		<description><![CDATA[Sound investment advice in a downturn is crucial, so I thought it would be interesting to take a look back at what I was posting at this time one year ago today, which turned out to be the day both the S&#38;P 500 and the Dow stock market indexes bottomed.  Of course, no one had any way of [...]]]></description>
		<link>http://financialawakenings.com/investment-updates/dow-6547-one-year-later/</link>
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		<title>A Prescription for Financial Health</title>
		<description><![CDATA[How bored can you get waiting for your flight at an airport? Bored enough to think it&#8217;s a good idea to let someone stick a needle in your arm.
No, I didn&#8217;t get a tattoo, just a flu shot. The inoculation business was a little slow right then, so I had time for a conversation with [...]]]></description>
		<link>http://financialawakenings.com/investment-updates/a-prescription-for-financial-health/</link>
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		<title>Life Insurance To Replace Income, Not Earn Income</title>
		<description><![CDATA[One of the major functions of life insurance might be more accurately described as &#8220;income insurance.&#8221; It provides funds that replace the earning power of the deceased.
Parents with young children and not a lot of financial resources probably have the greatest need for life insurance. It is just as important for a stay-at-home parent as it [...]]]></description>
		<link>http://financialawakenings.com/investment-updates/life-insurance-to-replace-income-not-earn-income/</link>
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		<title>Technology Tools For Advisors</title>
		<description><![CDATA[I just returned from attending and presenting at the Technology Tools for Today conference in San Diego.  The conference is one of the best in the profession for helping advisors like me keep abreast of the dynamic world of technology.
One of the best features of the conference is the ability to talk directly to the decision [...]]]></description>
		<link>http://financialawakenings.com/travel-and-dining/technology-tools-for-advisors/</link>
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		<title>Can&#8217;t Pay Off Your Credit Card Monthly?  Cut It Up!</title>
		<description><![CDATA[Financial consultant Rick Kahler says there are still many good reasons to stay away from credit cards.
Kahler says, &#8220;I&#8217;m a great advocate of not using credit cards, especially for anything consumer related. The best use of a credit card is to pay if off every month. And I recommend to people, when you hit that [...]]]></description>
		<link>http://financialawakenings.com/in-the-news/cant-pay-off-your-credit-card-monthly-cut-it-up/</link>
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		<title>Protecting What You Have</title>
		<description><![CDATA[“It isn’t how much money you make that matters; it’s how much you get to keep.”
Recent years have shown most investors that an unfavorable stock market or global financial crisis can threaten their nest eggs. A potentially greater threat, however, is less obvious. Stock-market losses won’t ever wipe out a diversified portfolio. A lawsuit could.
Most [...]]]></description>
		<link>http://financialawakenings.com/investment-updates/protecting-what-you-have/</link>
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		<title>Parentdish On Kids and Recession</title>
		<description><![CDATA[&#8220;During tough economic times, children can develop fearful money scripts that may keep them from managing money successfully as adults,&#8221; is what Rick told Mercedes Cordona in an interview for Parentdish.com.
He suggests a couple begin by getting a grip on their own financial panic before dumping on the kids.  That is easier said than done, as kids [...]]]></description>
		<link>http://financialawakenings.com/in-the-news/parentdish-article-quotes-rick/</link>
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